Below you will find a selection of the most recent entries from bloggers in our Work/Business section.
To view the entries from individual bloggers, click on the links below:
- Claire Doole - Claire Doole Communications
Claire is a former BBC correspondent and international spokeswoman who is passionate about helping people communicate with confidence. Since 2006, she has successfully trained hundreds of professionals in the art of presenting and public speaking, talking to the media, managing communications in a crisis, and writing for the web. In addition, she has coached C-level executives and public figures to give powerful TEDx and TED style talks in Europe and the Middle East. A Swiss and UK national, Claire trains and coaches in French and English.
- Elizabeth Ballin - Life Coach
As a long time member of the international community in Geneva, Elizabeth Ballin has been coaching adults and students from all parts of the world. She has coached business professionals, musicians/artists, couples, families and adolescents. She is a fully accredited Life Coach by the International Coaching Federation. Elizabeth Ballin, Life Coach
- Patrick Hoza - US Tax & Financial Services
Since 1990, Patrick has many years of experience with US individual expatriate taxation under his belt, including High Net Worth Individuals, streamline/voluntary disclosure filings and tax consulting, as well as working with large multinationals like Novartis, BP, Hewlett Packard and General Electric. He has extensive knowledge in serving both US expatriates and resident and non-resident aliens with their US tax-related issues. Patrick Hoza is a Tax Director at US Tax & Financial Services, with extensive experience in all aspects of Individual US tax and Expatriation, including Hight Net Worth Individuals and large multinationals.
Patrick started his career in 1990 in California, with Westpro Ltd., as a Senior Tax Consultant, then spent the middle part of his career working at KPMG and Ernst & Young. During his time with Ernst & Young, he worked and lived in Russia, France and finally Switzerland. He has gained a valuable working knowledge of the respective income tax regulations in all of these countries.
Patrick holds a B.A. in International Relations from the University of Colorado, is a member of the National Association of Enrolled Agents and is a Certified Acceptance Agent.
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Melitta Campbell - Business Coach
Business Coach and Mentor with nearly 3 decades of business experience and a passion for helping women confidently build a business they love. She is also the founder of the Swiss Entrepreneurs Club and president of the Swiss Riviera Toastmasters Club in Montreux. Originally from Wales, she now lives in Montreux in a chalet she has renovated with her husband overlooking the Swiss Alps. - Sunita Sehmi - Walk The Talk
Founder of Walk The Talk, Sunita has been training, developing and now coaching Business Communication skills in both companies and educational establishments for over twenty years. She has a passion for helping people to maximise their potential and created Walk The Talk with the sole aim to drive each and every client to perform their best.
- Robert Harris- Forth Capital
With over 25 years experience working for some of the major financial institutions in the City of London, Robert is a founding partner of Forth Capital, the leading expat financial advisory company in Switzerland. Regulary quoted in newspaper articles and magazines, he is well placed to advise expats on a variety of financial issues that may arise during their time living in Switzerland.
- Debbie Croft - Croft Coaching
As the founder of Croft Coaching, Debbie has a passion for helping people overcome challenges, embrace change and live life to the full; with an ethos of “work hard, play hard”.
- Sarah Santacroce, https://humane.marketing/coaching
Areas of Expertise: Conscious Business Coaching, Humane Marketing, LinkedIn
Sarah Santacroce is a Conscious Business Coach for Coaches and service-based solopreneurs, founder of Humane Marketing and author of Marketing Like We’re Human, Selling Like We’re Human, and Business Like We’re Human. Since 2006 in marketing, entrepreneurship, and conscious business coaching, she’s supporting changemakers worldwide through workshops, programs, and her signature Conscious Business Coaching. Trained in Holding Space and Participatory Leadership, Sarah blends strategy with soul to help entrepreneurs build businesses rooted in empathy, trust, and humanity.
Sarah has been a guest on nearly 100 podcasts and has been podcasting since 2016. Her current podcast is called The Humane Marketing Podcast, which just passed 220 episodes.
- Diana Ritchie - SSC Sàrl
A Director at Swiss Career Connections, Diana will provide you with some useful tips for job hunting.

By Dr Graham Brown, Forth Capital
Many clients ask if they should transfer their UK pension to a QROPS (Qualifying Recognised Overseas Pension Scheme) even if they think or know that they will return to the UK in the future. There are a number of reasons why a QROPS should be considered even if you are planning to return to the UK:
1) Avoiding Lifetime Allowance Charge
As discussed in a previous article, a transfer to a QROPS is a Benefit Crystallisation Event and so tested against the Lifetime Allowance (currently £1.25 Million) on transfer. If you have a pension close to this level you should definitely consider a QROPS transfer in case this level is reduced in the future or further changes are made.
2) Reduced UK Income Tax on Foreign Pensions
By concession, you will usually only pay tax on 90% of your foreign pension payments as 10% is exempt from tax.

Image courtesy of David Castillo Dominici at FreeDigitalPhotos.net
By Debbie Croft, Croft Coaching
This phase really does feel like a rollercoaster to every woman: excited, energised one moment; sick or tired and fearful of the future the next moment; coupled with a changing body shape and rather adhoc emotions. It’s no surprise that it is a somewhat confusing period in our lives ….(imagine how it is for partners watching on!).
There are many factors that you will not be able to directly control, so focus on what you can control and influence, starting with a positive perspective and taking ownership. Here are a few pointers:

By Alan Turner, Forth Capital
This year’s ‘Expatriate Market Pay Survey’ from ECA International has revealed expat pay packages to be at their highest in the east, and that Japan is the place where expatriates outside of the UK will be given the most sizeable financial package. The average package value for an expat middle manager is currently at 375,000 USD per annum making it the highest paying country, aside the UK, for international talent.

By Sarah Santacroce at Simplicity
In this blog I reveal a link on my website to the list of tools I love and use in my business. As solopreneurs, tools are our friends. They help us save time, money and our sanity! My VA Sylvie has recently done a great job gathering all my favorite tools and making them available on my website. Some of them have to do with websites, others with e-mail marketing, Social Media or business management in general.
There are many tools available to help you run an online business. In the spirit of full disclosure some of the tools I have listed are affiliate links, which means I will receive a small compensation (enough to feed my coffee addiction) if you purchase the product. However, I never recommend any product just for the purpose of receiving commissions. I either know the person behind this product, have tested or use it in my own business.

By Dr Graham Brown, Forth Capital
In my last blog I discussed the importance of the Lifetime Allowance in pension valuations. Now I will take a look at Lifetime Allowance Protection.
The concept of Lifetime Allowance and subsequent protection was introduced after ‘A’ Day in 2006. At this point, it was possible to apply for protection against a potential lifetime allowance charge. If you applied successsfully, you will have received a certificate from HM Revenue & Customs. If you have enhanced and primary protection you will have only one certificate. Enhanced protection will apply unless it is revoked or lost; however, it is no longer possible to apply for enhanced or primary protection. The advantage of this protection is that you will be able to crystallise your pension by moving to a Recognised Overseas Pensions Scheme (ROPS) without paying any Lifetime Allowance Charge. This is a substantial benefit for large pensions.
- Balancing parenthood with professional life
- Sunita Sehmi interviews one of Geneva's relocation agencies: Welcome Service
- The importance of the Lifetime Allowance in pension valuations
- Should I pay for a LinkedIn Premium Account?
- Personal tax measures announced in the Summer Budget
- Interview with Juliette and Michael McGannon, founders of the McGannon Health Group
- Another Greek Tragedy should give us all pause for thought
- What is wealth management and what can wealth managers do for you?
- Interview with Vladimir Kovin, founding partner of the Overcome The Barrier project
- Why social media is not working for you
- An interview with Yateendra Sinh, CEO of Lausanne Hospitality Consulting SA
- What’s the real price of oil?
- 5 small business habits to stop in 2015
- An interview with Tara Swart, CEO of The Unlimited Mind
- An interview with Remy Siegrist, President of Citizen of our World
- Professional networking - Part 2:
- Professional networking - Part 1
- An interview with Andy Puddicombe, meditation and mindfulness expert, and co-founder of Headspace
- Tax: The hidden dangers and what you can do about them
- An interview with Manor Directors, Magdalena Boos and Jean-Louis Bornet
- An interview with Richard Gerver by Sunita Sehmi at Walk The Talk
- 'Riding a bike is like life, you have to keep moving"...
- LinkedIn opens publishing for everyone
- Nada Kakabase outlines latest findings on compulsive internet use
- Some tips for delivering bad news
- Sarah Santacroce's LinkedIn Connection Strategy
- In Praise of Praise




